DivIt User Manual

Everything you need to know to split bills, request payments, and settle up.

Getting Started

Creating an Account

When you first open DivIt, you'll see a welcome walkthrough introducing the app's core features: receipt scanning, bill splitting, and payment requests.

To create an account:

  1. Tap Create Account on the last welcome slide
  2. Enter your First Name and Last Name (these are private)
  3. Your Display Name is auto-generated (e.g., "Sean E") — this is what friends see. You can customize it.
  4. Enter your Email and choose a Password (minimum 6 characters)
  5. Tap Create Account

Alternatively, tap Sign in with Google to create an account using your Google credentials. If someone invited you via a referral link, the friendship is automatically created when you sign up.

Register screen

Setting Up Payment Methods

After registering, you'll be prompted to set up your preferred payment method. DivIt supports four platforms:

PlatformWhat to EnterSupport
VenmoYour Venmo email addressFull
PayPalYour PayPal.me usernameFull
Cash AppYour $CashtagPartial
ZelleYour phone number or emailPartial

Select a platform, enter your handle, and tap Save & Continue. You can also tap Skip For Now and set this up later in your profile.

Add Payment screen

Enabling Notifications

The final setup step asks for notification permissions. Enabling notifications lets you know when:

You can customize which notifications you receive later in your profile settings.

Notification prompt

Home Screen

The home screen is your dashboard. It shows:

Tap the large New Split button to start splitting a bill.

Home screen

Creating a Split

Scanning a Receipt

  1. From the home screen or splits tab, tap New Split
  2. Select Scan a Receipt
  3. Choose Take a Photo (camera) or Choose from Library
  4. Hold your phone upright so the receipt text reads top-to-bottom for best results
  5. Wait for the upload and processing — this typically takes 3–8 seconds

DivIt uses AI to extract the restaurant name, date, line items, tax, tip, gratuity, and any adjustments from the receipt photo.

Source selection
Receipt processing
Scan Limits

Free accounts have a limited number of scans per day (shown in your profile). Premium accounts get unlimited scans. You get one free re-scan per day if you need to replace a receipt.

Reviewing Parsed Items

After scanning, you'll see the parsed results: restaurant name, line items with prices, and totals. If everything looks correct, tap Continue to proceed.

If there's a mismatch between the parsed totals and the item sums, the Continue button changes to Fix Items & Totals — tap it to enter edit mode.

Parsed receipt — no errors
Parsed receipt — mismatch

Editing Items & Totals

When you tap Edit or Fix Items & Totals, you enter the receipt editor:

Edit mode with item cards
Split-screen compare mode
Tax, Tip & Fees section

Entering Items Manually

If you don't have a receipt:

  1. Select Enter Items Manually on the source screen
  2. Add line items with a name, quantity, and unit price
  3. Tap + Add Item to add more rows
  4. Tap Continue when done
Manual item entry

Setting Up Split Details

The details step is where you configure how the bill is split:

Details step

Choosing a Split Method

MethodHow it worksBest for
ItemizedAssign each item to who ordered it. Tax, tip, and fees distributed proportionally.Restaurant bills where people ordered different things
EvenDivide the total equally among all participantsShared meals, group orders, utilities
CustomSet a specific amount for each person manuallyUneven splits with agreed-upon amounts
Split method selector

Adding Participants

Participants

Assigning Items (Itemized Splits)

For itemized splits, each item appears as a card with colored borders. Tap participant chips below each item to assign it. Items assigned to multiple people split the cost. Unassigned items default to the host.

Item assignment

Setting the Payer

The payer is the person who covered the bill. By default, this is you. To change it, tap another participant's chip in the "Who paid?" section. The payer is automatically marked as "paid" and receives payment requests from other participants.

Payer selection

Adding Tips & Gratuity

If a tip or gratuity was detected from the receipt, it's pre-filled. You can adjust it using dollar or percentage mode (tap the toggle to switch). Both are distributed proportionally among participants — only bill-wide adjustments (not tip or gratuity) support the Evenly split option.

Tip vs Gratuity

Tip is a voluntary amount you add. Gratuity is a mandatory service charge on the bill (common for large parties). They're tracked and distributed separately.

Viewing & Managing Splits

Split Detail Page

The split detail page shows everything: title, creator, date, method badge, total amount, participant list with amounts and paid status, item breakdown, payer info with payment handles, and the receipt image.

Split detail

Notify Participants

The Notify Participants button at the bottom of the split detail page (creator/payer only) sends a push notification to every registered participant who hasn't paid. Tap it after creating a split so people know what they owe, and tap it again later as a reminder for anyone still outstanding.

1-hour cooldown

There's a 1-hour cooldown between sends per split to prevent accidental spam. If you tap during cooldown, the button shows how long to wait.

Requesting Payment

As the payer, tap the payment button next to a participant's name and choose a platform:

Payment selector

Marking Participants as Paid

Tap Mark as Paid next to a participant's name. When all participants are paid, the split moves to "Completed." Participants can also mark themselves as paid, which sends a notification to the payer.

Editing Assignments

On the split detail page, expand the Assignments section to reassign items. Tap Save to recalculate totals or Cancel to discard changes. If participants were already marked as paid, you'll be asked whether to reset their paid status.

Archiving & Deleting Splits

Important

Archived splits are read-only. Receipt images are permanently deleted on archive. Download the receipt image first if you need to keep it.

Selection mode

Guest Payment Page

When you generate a guest link for a participant, they receive a web page showing their name, amount owed, full breakdown, and payment buttons. No DivIt account required.

On mobile, payment buttons try to open the app directly (e.g., Venmo). If the app isn't installed, it falls back to the web version. In-app browsers (Messenger, Instagram, etc.) go straight to the web link.

Guest payment page

Collections

Collections group related splits — perfect for trips, roommate expenses, or events with multiple bills.

Creating a Collection

  1. Go to the Collections tab and tap +
  2. Enter a Title (required)
  3. Optionally add a description and date range
  4. Add participants from your friends list
  5. Tap Create
Collection creation

Adding Splits to a Collection

Add splits during creation (via the Collection selector in split details) or from the collection detail page (tap Add Split).

Collection detail

Viewing Balances & Settlement

The Balances tab shows net balances and a simplified settlement plan — the minimum payments needed to settle up. Payment handles are shown with copy buttons for easy sharing.

Collection balances

Settling a Collection

Tap Settle Collection when everyone has paid. The collection moves to "Completed" and becomes read-only. You can reopen it with Unsettle if needed.

Friends

Adding Friends

Search by name or username on the Friends tab and tap Add. If someone already sent you a request, tapping Add auto-accepts it.

Friends search

Inviting New Users

Tap Invite in the Friends tab header to share a referral link. When they sign up, you're automatically added as friends — no separate friend request needed.

Managing Friend Requests

Incoming requests show Accept/Decline buttons. When a friend request arrives while you're using the app, a banner appears at the top of the screen with inline Accept/Decline — no need to navigate away.

Friend request banner

Payment Platforms

PlatformSupportHow It Works
Venmo Full Opens Venmo app with pre-filled charge request (payer) or payment (participant). Best experience.
PayPal Full Generates PayPal.me link with amount. Participant-initiated (no charge requests).
Cash App Partial Pay or request opens cash.app/$tag/AMOUNT — if Cash App is installed, the app launches with the recipient and amount pre-filled. Without the app, the URL shows a QR code login page (Cash App has no web checkout). Direct pay effectively requires the Cash App mobile app on the paying device.
Zelle Partial Shares phone/email handle. Participant uses bank app — cannot pre-fill amounts.
Guest Links Full Web page with breakdown and payment buttons. No account required. Links expire after 30 days.

Profile & Settings

Editing Personal Info

Edit your First Name, Last Name, or Display Name from your profile. Your Display Name is what others see. Email is read-only.

Changing Your Password

Expand the Change Password section in your profile. If you signed up with Google and don't have a password, you'll see Set Password instead — no current password required.

Managing Payment Handles

Tap any platform to expand and edit your handle. Use Paste or Use my email for quick entry. Toggle Use as default payment method to set your primary. One handle per platform.

Payment handles

Notification Preferences

NotificationTriggers When
Added to a splitSomeone adds you as a participant
Friend requestsSomeone sends you a friend request
Friend request acceptedSomeone accepts your request
Payment requestedThe payer sends you a payment request
Marked as paidSomeone marks themselves as paid
Split fully settledAll participants have paid
Collection activityChanges to a collection you're in

Location Sharing

When enabled, friends within ~3km show a Nearby badge in the participant picker. Location is shared only while the app is in the foreground, pings expire after 30 minutes, and it's disabled by default.

Themes & Appearance

DivIt offers 7 themes:

ThemeStyle
Dark (default)Dark navy, gold accent
MidnightDeep purple, lavender accent
OceanDark blue, sky blue accent
ForestDark green, bright green accent
MinimalLight gray, blue accent
BoldDark with warm amber tones
FriendlyLight with orange accent

Premium Features

Premium — $2.99/month

Unlimited receipt scans, no ads, and early access to new features. Upgrade from your profile.

Free tier includes limited scans per day (count shown in profile) and interstitial ads after creating splits. All other features are fully available on free.

Multi-Currency Support

DivIt supports 10 currencies. When scanning a receipt, the currency is auto-detected. Payment links show converted amounts.

CurrencyDecimals
USD, EUR, GBP, CAD, AUD, CNY, THB, MXN2
JPY, KRW0

Each split uses a single currency. Currency cannot be changed after creation.

Tips & Best Practices

  1. Set up Venmo first — It provides the smoothest payment experience
  2. Take clear receipt photos — Good lighting, steady phone, capture the entire receipt
  3. Review parsed items — AI is good but not perfect. Always verify before proceeding.
  4. Use collections for trips — Settle up once with simplified balances
  5. Enable location sharing — Faster participant adding at the same venue
  6. Invite mid-split — Friend list refreshes automatically so you don't lose progress
  7. Set a primary payment method — It's shown first to participants
  8. Mark paid promptly — Keep splits accurate

Known Limitations

FAQ

Can I split a bill with someone who doesn't have DivIt?

Yes! Add them as a guest by typing their name. Generate a guest payment link that works in any browser.

What if the receipt scan gets something wrong?

Tap Edit to correct items, prices, or totals. Use the split-screen compare feature to cross-reference with the receipt photo.

Can I change who paid after creating a split?

Yes. On the split detail page, you can change the payer. The previous payer's "paid" status is reset.

How do collections simplify settling up?

Collections calculate net balances across all splits. If you owe Alice $20 on one split but she owes you $15 on another, the collection shows you owe just $5.

Is my location data stored?

Location pings expire after 30 minutes and are only shared with accepted friends. Off by default.

What's the difference between tip and gratuity?

Tip is voluntary. Gratuity is a mandatory service charge on the bill. Both are distributed proportionally.

Can I use DivIt on the web?

Yes! Visit app.divitapp.com. Some features like receipt scanning and push notifications are mobile-only.

How do I cancel my Premium subscription?

Manage your subscription through the Google Play Store or App Store. DivIt does not handle billing directly.